How It Works
Simple Cash Title Loans
One reason car title loans are so popular is that they are so much faster than other ways of borrowing money. In many cases the loan will be ready within one day. They are also easier. In fact, even if you have a bad credit score you can still be eligible for quick cash. To send your application to Simple Cash Title Loans, you only need to follow these 3 simple steps.
How to Get a Loan
You have two choices when applying for a car title loan and they're both easy:
A. Fill out a form using your smartphone, computer or tablet and submit it.
B. Pick up the phone and call one of our customer service agents.
You are under absolutely no obligation when you send in your application. After approval, you will find out exactly how much you can get using your car’s value as collateral. We have a very friendly and helpful loan team who will be happy to help with any questions.
Send in Your Documents
To approve your request, there are a few things we will request from you. These are things you should be able to get your hands on quickly, so don't worry!
Documents to Prepare:
– A valid car title in your name.
– A photo ID issued by the government, such as your driver’s license.
– Verification of your address, i.e. a utility bill or something with your name and address on it.
– Some sort of proof of steady income to show your ability to pay back the loan, i.e. salary stubs, bank statements, invoices, etc.
Get Your Money*
After you have submitted all necessary documents, you can sign the papers and choose the best option for getting the money.
Your choices include getting a company check, electronic transfer or walking into a participating store in your neighbourhood. In some areas you can pick up a MoneyGram at a Walmart Money Center.
*Final loan approval is dependent on meeting specific credit criteria, which in some cases can mean you’ll be required to provide property as loan collateral. The Annual Percentage Rate (APR), the loan amount and term can vary according to the consumer. Consumers must prove the ability to pay the loan. The intent of the loan proceeds are for personal, household and family purposes. The minimum loan amounts are set by each state.